US retail sales data outpaced March estimates, growing by 0.7% month over month. But while American consumers appear unfazed by inflation and higher-for-longer interest rates for now, what are some strategies to help them save more as they continue to spend? Host of the Future Rich Podcast Barbara Ginty, CFP joins Wealth's Brad Smith to talk about the categories Americans are spending the most money on, such as housing and cars as prices rise. "Obviously the reports are showing that we're still spending. So I think this is the time to be cautious and reevaluate your budget and take into account inflation, which we still have out there," Ginty tells Yahoo Finance. "So your dollars are not going as far or lasting as long as they used to be. and so it's, I think, a good time to be cautious about overuse of credit card and the new phenomenon of 'buy now pay, later,' — which is always at a point of sale, and I don't think that's meant to be a point-of-sale decision." For more expert insight and the latest market action, click here to watch this full episode of Wealth! This post was written by Luke Carberry Mogan.

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