A new wave of “PayFi” tokens is taking shape, drawing comparisons to XRP’s early success in cross-border payments. The star of this trend? Remittix (RTX), a $0.0734 altcoin that has already raised over $14 million and sold more than 520 million tokens. Some traders are calling it “XRP 2.0” thanks to its focus on low-cost, near-instant remittances.

There’s also chatter that RTX could surge past $5 by 2025, an enormous leap from its current price. Below, we unpack how the PayFi narrative is gaining traction, why Remittix leads the pack, and how high it might climb in the next bull market.

Why PayFi Is Booming

PayFi tokens like Remittix are aimed at making payments simpler, cheaper and more user-friendly. Traditional wire transfers can be expensive and slow, a hassle for families, …