XRP is poised to explode by 500% and potentially overtake Ethereum to become the second-largest cryptocurrency by market capitalization, according to a bold prediction by Standard Chartered.

The forecast highlights several catalysts: the final settlement between Ripple and the SEC involving a $50 million penalty, growing institutional adoption, and the anticipated approval of an XRP ETF.

These insights come from a report by Geoffrey Kendrick, Global Head of Digital Assets Research at Standard Chartered, published via The Block.

“By the end of 2028, we see XRP’s market cap overtaking Ethereum’s,” Kendrick stated in an email to The Block, adding, “That would make XRP the second-largest (non-stablecoin) digital asset at that time.”

If the prediction proves accurate, it could send …