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XRP faces setbacks from the SEC and outdated frameworks, while Remittix emerges as a new leader in cross-border payments.

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XRP is one of the few cryptocurrencies that has actual utility. However, that utility has never been applied. There are two reasons for this. The first is the SEC, which spoiled XRP’s fun and the second is that XRP tries to play within existing frameworks when an entire industry overhaul is needed. 

While Ripple’s enthusiasts claim that the XRP price can reach $5.00, the market is much more conservative, especially in light of Remittix, a new PayFi token that is already showing XRP how …