How Does the Federal Reserve Create Money?
If you are interested in how the Federal Reserve creates money, here’s a guide to help you decode its money-creation mechanism.
Personal Finance Guides Archives
07/02/2023 16:17
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
Everything You Need to Know About the SEC Wells Notice
The following guide aims to provide a comprehensive understanding of the Wells Notice framework and its role within the scope of securities regulation.
Housing Starts Explained: Metric for Real Estate Investors
The guide below will enumerate the essential components and precepts surrounding housing starts. It will also help us define the relationship between investors’ behaviours and the housing market.
All You Need to Know About Inflation: Reasons, Types, Impact on the Economy
Here’s a comprehensive guide to help you understand the types, causes, and impact of inflation on an economy.
M3 Money Supply: Definition, Calculation, Impact on the Economy
Let’s explore the broadest measure of money in an economy, which includes physical currency, checking accounts, savings accounts, and other liquid assets – the M3 money supply.
What Is Bank Run? Definition, Reasons, Examples
The guide below will explore the reasons for the chaotic time for banks known as bank runs, as well as explain how such a situation can be prevented.
What Is The Fed’s Bank Term Funding Program (BTFP)?
Let’s explore the Federal Reserve’s Bank Term Funding Program in order to understand how it supports the flow of credit during economic uncertainties.
M2 Money Supply: Definition, Calculation, Impact on the Economy
In the following guide, we’ll talk about the M2 money supply since it is an important measure of the amount of money available for spending and investment in the economy.
What Is Money? Definition, History, Types, and Creation
Money can’t buy happiness, but it can provide other benefits and perform other functions that make it an essential part of our lives. Read on to learn more about money, its history, types, and more in the guide below.
M1 Money Supply: Definition, Calculation, Impact on the Economy
In any country’s money supply, there is a measure of the most liquid components, which is simply called M1. Here is everything you need to know about the M1 money supply, its elements, its calculation, and its impact on the economy.
What Is Non-Farm Payroll (NFP)?
In the guide below, you will explore what is nonfarm payroll and how to read the nonfarm payroll data, as well as stay updated on the impact of nonfarm payroll on employment and the financial market.
Complete Guide on Jobless Claims
Jobless claims have crucial impacts on every economy. Hence, it is important to get acquainted with the term, the types of jobless claims, and their effect on the financial market.
What Is Veblen Effect and How Does It Go with Crypto?
This guide will discuss one of the abnormal economic situations in the global financial market, which is the Veblen effect, and its relationship with cryptocurrency.
Crypto Slang: WAGMI and NGMI
This guide will explore the use of two new slangs named WAGMI and NGMI. These slangs are in direct contrast to each other. The first one praises an individual, while the second one insults an individual in a respectful manner.
What Is the Federal Reserve’s Balance Sheet?
Do you want to know more about the Federal Reserve and its balance sheet? Here’s is all you need to know about the document used to promote employment, price stability, and long but moderate interest rates.
Complete Guide on Proof-of-Reserve (PoR) Audit
Proof-of-Reserve Audit is an auditing process that verifies that a crypto exchange has the exact amount of assets it claims to have. It has become a powerful tool for consumers and custodians. Below is everything you need to know about this audit.
Federal Reserve System (FRS): What It Is and How It Works
Do you want to know more about the most influential financial institution in the US, which is Federal Reserve System? Here’s all you need to know about what it is and how it provides the nation with a safe, flexible, and stable monetary and financial system.
What Is a Rug Pull Scam and How to Avoid It?
Crypto users and investors often become victims of rug pull scams, which causes them to lose heavily on their funds. Here’s a guide to know more about rug pull scams and how to avoid them.
What Is Ponzi Scheme and How to Protect Against a Scam?
Crypto enthusiasts who are ignorant of Ponzi schemes are most probably to be the prime target of bad actors in the industry. Hence, it is necessary for everyone with investment interests to learn how to protect against a scam. Let’s dive into this helpful guide.
Beginner’s Guide On Crypto Winter: How to Invest During Crisis?
Sometimes, the cryptocurrency market is in a crisis, with prices dropping and investors losing money. This has led to the term “crypto winter” being coined. But even during this hard time, there are opportunities to make money. This guide will discuss how to invest in cryptocurrencies during a crisis and what to look for when choosing a project.
What Is FOMO and How to Deal With It?
Feelings of anxiety or fear of a person missing out on a very lucrative and productive venture cannot be ignored when making an investment decision. Hence, it is expedient to properly understand what FOMO is all about and the possible ways to deal with it.
What Is a Takeover?
In this guide, we will discuss what takeovers are and some different ways they can be executed. We will also discuss the pros and cons of taking over another company and how to ensure your takeover is successful.
How to Calculate Crypto Profit And Loss?
The concept of crypto profit and loss is an easy one to grasp for those trading the asset. Whenever you sell or dispose of your crypto asset, you will be making either a profit or a loss. Here you will find all you need to know about crypto profit and loss calculation, with some useful tips on how to do that.
Bidding and Its Types: Beginner’s Guide
Bidding is an offer to set a price tag by an individual or business for a product or service. In this guide, you will learn about each type of bidding strategy so that you can make informed decisions when it comes to bid on items for your business.
What Is Angel Investing?
Angel investors are typically people with business experience who may have retired from other careers and want to help new entrepreneurs succeed. In this guide, we will discuss why angel investing is such an attractive idea as well as what you need to know if you plan on becoming an angel investor yourself.
Introduction to Green Investing
Green investing is an emerging trend in the investment world. It seeks to support business practices that positively impact the natural environment. In this guide, we will explore what green investing is and how it can be used as a tool for sustainable economic growth.
What Is HODL Strategy?
You might think you know a lot about the crypto space but yet some terms still get you confused considering how weird they sound. HODL could be one of them. Learn about the meaning of HODL and all it entails in this guide.
What Is Price-to-Earnings (P/E) Ratio?
The Price-to-Earnings (P/E) ratio is a valuation metric used to compare its share price with its earnings per share. Read on our guide to learn how to calculate it and how to analyze the results.
Introduction to Foreign Direct Investment (FDI)
Foreign Direct Investment (FDI) is an important topic for any global business. But before you consider FDI as an option, it’s important that you understand what this strategy entails and how it can help your company grow. This guide will provide all the necessary information on it.
Introduction to a Business Cycle
If you’re not familiar with the business cycles, it can be challenging to know where to start. A quick look at the dictionary might lead you to believe that it’s a single event or period, but in reality, it refers to a series of stages that all businesses go through. In this guide, we’ll look at what each stage entails and how they affect your company.
What Is Lazy Portfolio and How to Build It?
There have been many incredible strategies to build great wealth, and a lazy portfolio is one of them. Here’s a guide dedicated to providing our readers with an in-depth understanding of a lazy portfolio.
What Is KISS Principle in Investing?
The risks that come with investments call for proper directives so as to know the right steps to take and decisions to make when investing. The following guide about the KISS principle will help investors lead their investment-making processes.
Introduction to Do-It-Yourself (DIY) Investing
Do-It-Yourself (DIY) investing is a way to invest your money without the help of a financial advisor. The idea behind it is that you can do it all on your own, but there are some pitfalls that you need to be aware of before you start. This guide will discuss the basics of DIY investing and how it impacts your portfolio going forward.
Investment Strategies: Beginners’ Guide
There are several types of investment strategies to consider based on goals, risk tolerance, and future needs of capital. In this guide, we will have a deeper look at the most popular one.
Getting to Know Brokerage and Types of Brokers
To help our readers become more acquainted with what brokerage is all about and understand the terms surrounding it, we’ve provided a fully detailed guide on brokerage activity and brokers types.
Introduction to Alpha and Beta Risk Measurement
The following guide will discuss all you need to know about Alpha and Beta risk measurement concepts, both are essential tools used to determine the level of project risk that a company faces.
What Is an Automated Market Maker (AMM)?
An automated market maker (AMM) is computer software that operates a trading platform to make orders based on real-time data and market conditions. An AMM provides liquidity for many financial instruments. In this guide, there is all you need to know about AMM.
What Is the Financial Industry Regulatory Authority (FINRA)?
The need for regulatory bodies in the financial world cannot be underestimated if the interest of investors should be protected. Here is a guide to understand what FINRA, a private financial regulatory body, is all about.
How to Make Profit on Gambling Stocks: Find Your Perfect Investment Strategy
Check this guide to learn how to make money from gambling stocks. Find out where to start, what investment strategy to choose, and more.
Personal Finance: Complete Guide for Managing Your Money
If you want to learn more about personal finance, take a look at this guide that we’ve prepared for you.
What Is Price-To-Book Ratio?
If you want to learn what the price-to-book ratio is and how you can use it in your investing activities, this guide is for you.
5 Easy Ways to Earn Bitcoin That You Can Consider
Today people are searching for ways to earn Bitcoin creatively, in some instances, without even having to spend a cent on it. Check out some of the ways you can earn Bitcoin with no hassle.
Wealthfront Review: Key Features and Service Offerings
Check out the full review of the Wealthfront investment platform – it’s key features, best things about the platform, and things to improve.
Stockpile Review: What You Need to Know About the Platform
Check the full review of Stockpile – the platform designed to help young and inexperienced investors to understand what the stock market is all about, in an easy, cost-efficient way.
Full Stash Review: Merits, Demerits and How It Compares to Its Counterparts
Stash provides a lot of assistance to new investors looking to make the right investment decisions. Here’s the full review of the Stash’s key features, terms of use, benefits, and demerits.
How to Find Legal Work in Crypto: Freelance and Entrepreneurship Options
Here’s the complete guide describing key working opportunities that presents the crypto world both for freelance people and formed teams.
How to Invest With a Small Budget?
When it comes to investing no amount is too small. Check our guide and tips for investing with a small budget and don’t let your money sit idly.
How to Write a Family Budget for Crisis Times?
Family budgeting is something we all need to pay a lot of attention to. Here are the tips to remember to start writing the new budget for your family.
What is a Business Model and How to Use It?
Check this guide and find out what a business model is, why you need it, and what it takes to ensure that you put the right one in place.
7 Essential Financial Advice That Will Help You Manage Your Budget
It can be challenging and overwhelming to manage a budget. The seven tips we shared in this post will help make your finance and budget management more effective.
Stimulus Check: How to Get It, How Much You’ll Get and When
Here’s all you need to know about the stimulus check from the U.S. government to its citizens. This guide centers on how you’ll get paid, how much you can expect, and how soon you’ll get paid.
How to Protect Your Finances in Any Emergency
Protecting your finances prior to, and in the face of a pandemic or a natural disaster will ensure you and your family are well taken of. It’ll make you confident during emergencies, and save you from the stress that would’ve impacted on your health negatively.
Complete Guide on Real Estate Investing
This guide will show you all you need to know about real estate investing, its pros, and cons, as well as how to make the most profit as an investor.
What is Credit Score and How to Improve It?
You’d be saving money year-in year out just by having a good score. But then, you need to understand how credit scores work. Employ the tips provided in the guide and find out how to improve your credit score.
The Best 5 Business Books Ever Written
Check out the top 5 business books that have been appraised by some of the world’s richest men have been outlined with brief summaries given.
Top 6 Books on Investing That Will Guide Your Investment Choices
The market is flooded with lots of books on investing, which makes selection quite complicated. That’s why we decided to go the extra mile and completed the list of top 6 must-read investing manuals for you.
Credit Risks and How to Assess Them
The proper assessment of credit risk can go a long way in reducing the impact of a lender’s possible loss. Check out this guide to learn the basics of credit risk assessment.
MoneyGram vs Western Union: What to Use?
We took the two money-moving giant companies – Western Union and MoneyGram to compare them against each other with regards to certain factors that will guide you when you’re thinking of making a choice.
Checking vs. Savings Accounts: What’s the Difference?
Check our guide on the difference between Checking and savings accounts offered by the traditional financial institutions, their usage and applicable fees.
What Is Offshore Tax Haven?
Businesses all around the world search for ways to skate round their biggest financial burden – taxes. Find all the basics on offshore tax havens, learn how it works and see if there’s actually anything good about it.
How to Manage Personal Finance?
Personal finance is a term often played out here and there, but how much do you actually know about it? Here’s the comprehensive guide giving you a broad overview.
What is Credit Karma and How Does It Work?
As a consumer, you probably know that your credit score can affect a variety of your financial plans, from taking a loan to getting a mortgage. If you are eager to know your credit score without paying a cent, then look no further than Credit Karma.
What Is Wealth Management?
Have you heard about wealth management? Check out this guide to find out what wealth managers do and understand whether you need to hire such an expert.