Hello and congratulations on nearly making it through January. The final days of the month will bring a slew of key events, here’s what you need to know.

The big decision: Fed officials are expected to hold interest rates steady when they meet this week and dramatic inflation progress in recent months has some predicting officials will start cutting borrowing costs at their subsequent gathering in March. But price shocks can have long echoes in the memories of consumers and businesses. While inflation has eased, prices have not and efforts by Americans to catch up to inflation— real or perceived— risk keeping the kind of price stability the US enjoyed for decades out of reach.