The impetus has been the recent issues in DeFi caused by an exploit and crypto founder who is a horrible risk manager. In short: The founder of a prominent automated market maker (AMM) Curve Finance loaned out nearly half of the protocol’s CRV tokens on a few DeFi lenders, and was almost liquidated after an unexpected but somewhat predictable DeFi exploit depreciated the price of CRV. The first article was a great op-ed in CoinDesk, written by Daniel Kuhn, who said DeFi is “dead inside.”